Mortgage News

Getting mortgage-ready

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Buying a home takes careful preparation and planning. As well as finding a property you like, you need to get your finances in good order before lenders review them and assess your ability to make repayments on your loan. Save upDuring the recent lockdown, many lenders pulled their ‘high loan-to-value (LTV)’ products which typically only require …

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Update on mortgage payment holidays


On 17 March 2020, as the country teetered on the brink of lockdown, the Chancellor announced that homeowners struggling financially due to coronavirus would be able to take a three-month mortgage payment holiday. What does this mean for me?The extended application deadline now coincides with the end of the furlough scheme. This means, if your …

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Mortgage Payment Holidays


The Chancellor’s announcement back in March, offering 3-month mortgage payment holidays for homeowners experiencing financial difficulties due to COVID-19, came as welcome news to many people. Mortgage lenders agreed with the Treasury that any customers who are in ‘difficulty’ will be eligible. Initial uptakeRecent data has revealed over 1.2 million mortgage payment holidays have been …

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